Prepared for Rafael Diaz & Nicole Diaz · Closing January 31, 2027 · Brent M. Doolan
SALE PRICE
$0
Buyer: jumbo loan financing
TOTAL CLOSING COSTS
−$100,295.98
Every seller cost, itemized below
NET BEFORE PAYOFF
$1,499,704.02
Before mortgage payoff — see below
CLOSING
Jan 31, 2027
A Sunday — funding/recording likely Mon Feb 1
THE SALE AT A GLANCE
Sale price:
$1,600,000
Commission:
5% total, as agreed
Buyer financing:
Jumbo loan · 20% down ($320,000 down / $1,280,000 loan)
Title:
First American Title · Palm Beach County
WHERE THE MONEY GOES — EVERY SELLER COST
Brokerage commission (5%)−$80,000.00
Total brokerage compensation at 5% of sale price, as agreed
Documentary stamp tax on deed−$11,200.00
$0.70 per $100 of sale price (Florida)
Owner’s title insurance — First American Title−$6,575.00
Florida promulgated rate: $5.75/$1,000 to $100K, $5.00/$1,000 to $1M, $2.50/$1,000 above
2027 property tax proration−$1,495.98
Jan 1–31, 2027 — 31 days at $48.26/day (2026 county tax $17,614/yr)
Closing fee — First American Title−$550.00
Title search — First American Title−$350.00
Municipal lien search — First American Title−$125.00
Total closing costs−$100,295.98
ESTIMATED NET PROCEEDS TO SELLER
$1,499,704.02
Before the mortgage payoff. The payoff line is the one figure only your lender can give us — the moment we have the balance, this page’s final number locks: net above, minus the payoff, is your cash at closing.
One alternate to know: the 2026 tax bill ($17,614) is your year of ownership and is assumed paid before or outside closing. If it is still unpaid at closing, the closing agent collects it there and the net becomes $1,482,090.02.
TRY A DIFFERENT SALE PRICE
$1,600,000
Sale price · commission, stamps, title and fees recomputed live
$1.35M$1.55M$1.75M
TOTAL CLOSING COSTS
$100,295.98
NET BEFORE PAYOFF
$1,499,704.02
COMMISSION (5%)
$80,000.00
Drag the price: commission at 5%, deed stamps at 0.70%, owner’s title at Florida’s promulgated tiers, closing/search/lien fees fixed at $1,025, and the January 31, 2027 tax proration held at $1,495.98. At the $1,600,000 headline price, the explorer reproduces this sheet to the cent.
The buyer’s side, for completeness: a jumbo loan with 20% down — $320,000 down on a $1,280,000 loan. The buyer’s mortgage costs (mortgage documentary stamps and intangible tax) are buyer-paid; there are no seller loan costs. This is an illustration of the sale structure only, not an offer of credit.
This net sheet is an estimate only, prepared for discussion purposes. Actual closing costs, prorations, payoffs, and net proceeds are determined by the closing agent at closing and may differ. Figures are based on the stated sale price, commission rate, and closing date — any change will alter the results. Fees are from First American Title’s IgniteRE seller net sheet fee schedule (09/18/2026); the title insurance premium is Florida’s state-promulgated rate (identical for every underwriter). HOA dues for New Floresta ($181/month, mandatory) are assumed paid current through closing. This is not a Loan Estimate, Closing Disclosure, or commitment to lend under federal mortgage disclosure rules, and it is not legal, tax, or financial advice; consult a licensed attorney, tax professional, or lender with questions. Any mortgage payoff must be verified directly with the lien holder. Prepared by Brent M Doolan, The Doolan Group at Highlight Realty, FL Lic. BK3251469. Equal Housing Opportunity.